Title notes for St. Louis County
St. Louis County surrounds the City of St. Louis and includes dozens of municipalities, each with its own occupancy and inspection rules that can affect a closing.
How closings work in Missouri
Missouri residential closings are commonly handled by title companies acting as escrow and settlement agents, much like Kansas.
Missouri uses beneficiary deeds to pass real estate at death outside probate; they must be recorded before the owner dies.
Missouri closing costs
Missouri has no state real estate transfer tax.
Property taxes for a year are due by December 31, so at a mid-year closing the seller usually credits the buyer from January 1 to closing.
Nearby
Common questions
Where are deeds recorded for St. Louis County property?
With the St. Louis County Recorder of Deeds in Clayton.
Who pays for title insurance in St. Louis County?
The purchase contract decides, and local customs vary. Check the title section of your contract.
What should I look for in a title company?
Quick turnaround on the title commitment, clear answers about requirements and costs, and careful handling of your closing funds, including confirming wiring instructions by phone.