Title notes for St. Charles County
St. Charles County is one of the fastest-growing parts of the St. Louis area, with many newer subdivisions and HOA communities.
How closings work in Missouri
Missouri residential closings are commonly handled by title companies acting as escrow and settlement agents, much like Kansas.
Missouri uses beneficiary deeds to pass real estate at death outside probate; they must be recorded before the owner dies.
Missouri closing costs
Missouri has no state real estate transfer tax.
Property taxes for a year are due by December 31, so at a mid-year closing the seller usually credits the buyer from January 1 to closing.
Nearby
Common questions
Where are deeds recorded for St. Charles County property?
With the St. Charles County Recorder of Deeds in St. Charles.
Who pays for title insurance in St. Charles County?
The purchase contract decides, and local customs vary. Check the title section of your contract.
What should I look for in a title company?
Quick turnaround on the title commitment, clear answers about requirements and costs, and careful handling of your closing funds, including confirming wiring instructions by phone.