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Landmark Title Company

Title & Closing in Independence, MO: What to Know

A guide to title insurance and real estate closings for property in Independence, Missouri. Deeds here are recorded with the Jackson County Recorder of Deeds, which has an office in Independence.

Title notes for Independence

Independence is one of Jackson County's two county seats and has many older homes with long chains of title.

How closings work in Missouri

Missouri residential closings are commonly handled by title companies acting as escrow and settlement agents, much like Kansas.

Missouri uses beneficiary deeds to pass real estate at death outside probate; they must be recorded before the owner dies.

Missouri closing costs

Missouri has no state real estate transfer tax.

Property taxes for a year are due by December 31, so at a mid-year closing the seller usually credits the buyer from January 1 to closing.

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Common questions

Where are deeds recorded for Independence property?

With the Jackson County Recorder of Deeds, which has an office in Independence.

Who pays for title insurance in Independence?

The purchase contract decides, and local customs vary. Check the title section of your contract.

What should I look for in a title company?

Quick turnaround on the title commitment, clear answers about requirements and costs, and careful handling of your closing funds, including confirming wiring instructions by phone.

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